Zero-fee processing · $30 a month · that’s all

What if you could keep
100% of the fees
in your pocket?

Card fees take 3–4% of every sale. Better Payments brings that to 0.00% for a flat $30 a month — $1 a day. That’s ALL. Free equipment, no contract, a specialist who answers the phone.

Savings · 60 seconds1 / 6

What kind of business?

So we estimate the right rate and mix.Tap one ↓

No sales call unless you want one.
📄Have your statement? Upload it → see your EXACT number
Zero fees · Verified · Nationwide

Keep your money where it belongs. In your wallet.

Businesses across America are reducing their fees — and eliminating them with Better Payments
Effective rate0.00%On card sales with Better
Your cost$30/mo$1 a day · that’s all
Equipment$0Terminal or POS placed free
Support24/7Live humans · EN & ES
  • Legal in all 50 states · disclosures provided
  • Month to month · no early-termination fee
  • Your old processor stays live until you're running
EXACTYour statementSkip the estimate — read the real number off your own statement
Upload your monthly statement

See EXACTLY how much goes back in your pocket.

Drop in last month's processing statement. We find the total you paid in fees, subtract Better's flat $30, and the rest is yours — to the penny.

  • 🔒
    Read right here, in your browser.Your statement never leaves your device unless you choose to send it.
  • ⚡
    Any processor's PDF.Square, Toast, Clover, Stripe, your bank — we look for the "total fees" line.
  • ✓
    You confirm the numbers.We show what we read and let you correct it before anything is calculated.
or drag it here · PDF works best · nothing is sent
Limited time · Special offer
Processing more than $40,000 a month?

Clover® Duo Station POS — included, ON US.

Qualify on volume and the full Clover Duo Station comes with your Better Payments account. No lease, no equipment fee, no catch — you just keep 100% of your fees and get the best counter POS in the business.

  • 14" merchant display+ 8" customer-facing screen for tips & receipts
  • Printer + cash drawerships ready to run · set up same day
  • $0 · no leaseyours to use for as long as you're with Better
Claim my Clover DuoBusiness must process $40,000+ / month in card sales. Limited time.
01The leakWhat you're paying today — on every single sale
Processing fees

They're not a cost of doing business. They're a line item you've been absorbing for someone else.

  • 2.6–3.5% of every sale
  • +10–30¢ per transaction
  • Monthly statement fees
  • PCI & equipment fees
  • Higher rates keyed & online
  • You pay to pay your staff their tips
  • Long contracts · early-termination fees
  • 0.00% effective rate
  • $0 equipment
  • $30 a month · $1 a day · that’s all
  • Tap · dip · swipe · online · invoices · QR
  • Tips on screen · next-day settlement
  • Month to month · cancel any time
  • Your specialist on site

Sixty seconds — and you'll know exactly what that line item is costing you.

Zero-fee processing

Your card fees. Back in your pocket.

A flat $30 a month — $1 a day. That’s ALL. The 3–4% stops leaving, starting with your first statement.

02The programHow your rate goes to 0.00% — legally, in all 50 states
Zero-fee processing

Every swipe, fully yours.

You post a cash price and a card price. The small, disclosed difference on card sales offsets the processing — so your effective rate is zero. Your customers see it everywhere now; most owners report no change in volume.

At the counter · one $100 sale
Cash price$100.00Customer pays cash
or
Card price$103.50Customer pays with a card

The small, disclosed difference is posted on signage and the receipt — the way gas stations and restaurants already do it.

Customer$103.50
Processingcovered
You keep$100100%
Customer$100.00
Processingtakes 3.5%
You keep · today$96.5096.5%
With Better PaymentsAny processor today
  1. 1

    Cash discount, disclosed

    We provide the signage and receipt language required by card-brand rules. Cash customers pay less; card customers cover the convenience. Surcharging (credit only) where state law allows.

    Legal in all 50 states
  2. 2

    We do the switch

    Terminals or POS ship in 2–3 days at no cost. Your Better Specialist installs it, trains your staff, and keeps your old processor live until you're running. Same-day funding available.

    $0 equipment · $0 setup
  3. 3

    You keep 100%

    One flat $30 a month — $1 a day — and that’s all. No early-termination fee, 24/7 human support in English and Spanish. Most owners see it on their first statement and never think about processing again.

    $30 / month · that’s all
Today
Monthly statement$40,000 in card sales
Any processor
Processing · 2.9%−$1,160
Per-transaction · 1,100 × 10¢−$110
Statement, PCI & equipment−$85
Keyed / online uplift−$60
Fees you absorbed · this month−$1,415
What you’re giving away · per year−$16,980× 12 months · every year you stay
With Better
Monthly statement$40,000 in card sales
Better Payments
Processing · 0.00% effective$0
Per-transaction$0
Equipment · contract · early-termination$0
Better Payments · flat · $1 a day−$30
Kept in your pocket · this month+$1,385
What you keep · per year+$16,620Now that’s BETTER.

Illustrative. Your number depends on your volume, mix and current rate — get it in 60 seconds above.

03A solution for every setupCountertop, mobile, online — matched to how you actually get paid
Better Payments solutions

Industry-leading hardware. Matched to your business.

POS solutions

Full point-of-sale with built-in inventory, multi-register mode, earnings reports and staff management — placed at no cost.

  • Restaurants
  • Retail
  • Multi-location

Countertop terminals

Tap, dip and swipe on a modern terminal with tips on screen and next-day settlement. Ships in 2–3 days.

  • Any counter
  • Tips
  • Receipts

Mobile & app

Accept payments anywhere — trucks, events, deliveries, service calls — from a phone or a handheld with QR at the table.

  • On the go
  • QR pay
  • Handhelds

Online & gateway

Online storefront, invoicing, a custom-branded payment portal, recurring billing and shopping-cart integrations.

  • E-commerce
  • Invoices
  • Recurring

Gift & loyalty

Branded gift cards and loyalty programs that bring customers back — built into the same terminal.

  • Gift cards
  • Rewards

More under one roof

High-risk processing, Level 2 & Level 3 B2B rates, custom integrations — and capital funding from Better Funding.

  • High-risk
  • Level 2/3
  • Integrations
  • Funding
Hospitality

Restaurants, bars, hotels

  • Tips on screen · QR pay at the table
  • Inventory & multi-register built in
  • Pairs with the FICA Tip Credit — same owner, two wins
Retail

Shops, salons, auto, medical

  • Inventory management & earnings reports
  • Gift & loyalty on the same device
  • Countertop + mobile for the floor
E-commerce

Online, invoicing, subscriptions

  • Branded payment portal & shopping carts
  • Recurring payments for services
  • Level 2/3 data for B2B rates
04Why Better PaymentsFees down. Support up. A human who shows up.
The difference

We don't just lower your fees. We stand next to you.

$1/dayOne flat $30 a month. That’s all.

No percentage, no per-swipe, no statement or PCI fees. Businesses across America are cutting their fees — with Better, they replace them with a dollar a day.

On siteExpert guidance

We know every POS we place and work directly with the POS companies — so your training happens at your counter, not on a hold line.

24/7Live support · EN & ES

Round-the-clock humans. When a terminal matters at 9 p.m. on a Saturday, someone answers.

~100%Nearly every business approved

New, established, high-risk — we find the solution and the approval. No long-term contracts, no hidden fees.

Yours, from day oneA Better Specialist

Installs your terminal, trains your staff, and answers the phone — 24/7, in English or Spanish. Your old processor stays live until you're running.

  • On site
  • Same-day funding
  • Month to month
Now that’s BETTER

Keep 100%. Starting now.

Free terminal or POS, 24/7 humans, your old processor live until you’re running. A Better Specialist does the switch.

06Straight answersWhat owners ask before they switch
Will my customers push back on a card price?

Rarely. The adjustment is small, disclosed at the counter and on the receipt, and customers see it everywhere now — gas stations, restaurants, retail. Cash customers pay less; card customers cover the cost of convenience. Most owners report no change in volume.

Is this legal?

Yes. Cash-discount programs are permitted in all 50 states when properly disclosed. We provide the signage and receipt language required by card-brand rules; surcharging (credit only) is offered where state law allows.

What does it cost me?

$30 a month — $1 a day. That’s all. Terminals and POS hardware are provided at no cost while your account is active; no setup fee, no percentage, no long-term contract.

I'm in a contract. Can I still switch?

Usually yes. Send us your statement and contract; in many cases we buy out the early-termination fee. Your old processor stays live until the new one is running, so there's no gap.

How fast do I get my money?

Next-day settlement is standard. Same-day funding is available for qualifying businesses.

What if I'd rather keep traditional pricing?

Then we lower it. If zero-fee isn't right for your customers, we'll match you to the lowest-cost traditional, interchange-plus or gateway solution instead — still with free equipment and 24/7 support.

07Your moveSixty seconds to your number. Five minutes to start.
Better Payments

Keep 100%. Starting now.

Get your savings number, then let a Better Specialist place a free terminal, train your team and switch you over — with your old processor live until you're running.

Better Payments — Keep 100% of the fees in your pocket