Better Payments · zero-fee processing
Eliminate ALL
processing fees.
Four quick questions. Your personalized savings number. No credit card, no sales call — just your number. Then see exactly how we cut your fees to zero.
- No credit card
- ~90 seconds
- Your answers stay in your browser
- Avg. restaurant keeps
- $37,000+ / yr
- Equipment
- $0
- Contract
- Month to month
See how we cut your fees to zero.
Processing fees aren't a cost of doing business. They're a line item you've been absorbing for someone else. Here's how the zero-fee program works — and what changes for your customers (almost nothing).
Cash discount, disclosed
You post a cash price and a card price. The small difference on card sales offsets processing — so your effective rate is 0.00%. Legal in all 50 states with the disclosures we provide.
We do the work
Terminals ship in 2–3 days at no cost. Your specialist installs, trains your staff and keeps your old processor live until you're running. Same-day funding available.
Every swipe, fully yours
Month to month, no early-termination fee, 24/7 human support. Most owners see it on their first statement — and never think about processing again.
What you're paying today
- 2.6–3.5% of every sale, plus 10–30¢ per transaction
- Monthly statement, PCI and equipment fees
- Higher rates on keyed and online payments
- Tips processed at the same rate — you pay to pay your staff
- Long contracts, early-termination fees
With Better Payments
- 0.00% effective rate on card sales
- $0 equipment · $0 monthly fees while active
- Tap, dip, swipe, online, invoices, QR at the table
- Tips on screen · next-day settlement
- Month to month · cancel any time · your specialist on site
Straight answers.
Will my customers push back on a card price?
Rarely. The adjustment is small, disclosed at the counter and on the receipt, and customers see it everywhere now — gas stations, restaurants, retail. Cash customers pay less; card customers cover the cost of convenience. Most owners report no change in volume.
Is this legal?
Yes. Cash-discount programs are permitted in all 50 states when properly disclosed. We provide the signage and receipt language required by card-brand rules; surcharging (credit only) is offered where state law allows.
What does it cost me?
Nothing to switch. Terminals and POS hardware are provided at no cost while your account is active. No setup fee, no monthly fee, no contract term.
How fast can I be live?
Underwriting typically clears in one business day; equipment ships in 2–3; your specialist installs and trains the same week. Your current processor stays live until the switch is complete.