Better Growth
Take back your tax credits. FICA Tip Credit & Tax Credit Recovery
A dollar-for-dollar federal tax credit (IRS §45B) that reimburses you for the FICA taxes you paid on employee tips above minimum wage. Not a deduction — a direct cut to your tax bill, claimable for the current year and three years back.

What the client gets
Everything this closes, in plain terms.
- 7.65% of reported tips above federal minimum wage returned as a credit
- Retroactive filing for up to 3 prior years — often a lump-sum refund
- Our CPAs handle every form: 941, 8027, 8846 and amended returns
- Zero upfront cost; we earn a percentage only of what we recover
- 100% compliance record — documented, defensible, no added audit risk
- Also: ERTC recovery and Visa/Mastercard settlement claims
nothing until the credit lands$0
only if we recover money% of recovery
“We recovered over $45,000 in tax credits we didn't even know we were eligible for. The process was incredibly simple on our end.” — Michael R., restaurant group owner
How you get paid
Refer it. Get paid on it.
Every client with tipped staff who has never filed Form 8846 is owed three years of credit. You make the introduction; our CPAs do the filing, on contingency, so there is no price objection to handle.
Contingency model: the owner pays nothing until the credit lands, so there is no price objection.
“The IRS owes you 7.65% of every reported tip above minimum wage — for this year and the last three. Our CPAs file it, you pay nothing unless it pays.”
Questions
No fine print. Straight answers.
Does claiming the FICA Tip Credit raise my audit risk?
Not when it's documented properly. Our CPAs file every claim with full supporting records and we hold a 100% compliance record. It's a credit written into the tax code (§45B) for exactly your situation.
How far back can you go?
Up to three prior tax years by amended return, plus the current year. If you've never filed Form 8846, the first filing is usually the largest.
What does it cost me?
Nothing upfront. Our fee is a percentage of what we actually recover — if there's no credit, you owe nothing.
How long until the money arrives?
Refunds typically fund in 16–24 weeks after we receive your documents.
The rest of the range
One roof. The savings stack.
Next step
See what Better Growth returns to your business.
Thirty minutes with a Better Specialist. Free, no obligation, and you leave with real numbers — not promises.
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